Taxpayers owed a refund from Louisiana will have three ways to collect their money this year. The state Department of Revenue announced Thursday that electronic tax filers can receive a debit card, a paper check or direct deposit into their bank account. New to the paper state income tax return this year is the option of selecting a paper check for a refund, in addition to the debit card. The agency sparked an outcry when it shifted from paper checks to debit cards. Critics complained elderly residents had difficulty making the switch. The Legislature passed a bill last year requiring that taxpayers be allowed to opt against debit cards. To receive a paper check, taxpayers must select that option on their paper or electronic returns.